Most Popular
Healthcare Credit Card
CareCredit is one of the most trusted names in healthcare financing. Use it like a credit card exclusively for health and wellness expenses, including dental treatments of all kinds.
Key Benefits
- 6, 12, 18, or 24-month promotional 0% APR financing
- No annual fees on the CareCredit card
- Instant approval decisions — apply in minutes
- Accepted at over 260,000 providers nationwide
- Use for your entire family's dental needs
- Minimum monthly payments required during promo period
How It Works
- 1Apply online or in our office in just a few minutes
- 2Receive an instant credit decision
- 3Use your card immediately for your dental treatment
- 4Pay over time with convenient monthly payments
Easy Approval
Simple Patient Financing
Cherry makes paying for dental care simple and stress-free. With an easy approval process and flexible plans, Cherry helps you get the treatment you need without the financial worry.
Key Benefits
- Quick, easy application with soft credit pull
- Plans from 3 to 24 months
- No prepayment penalties — pay off early anytime
- Transparent terms with no hidden fees
- Approval amounts up to $10,000
- Digital-first experience — manage payments via app
How It Works
- 1Complete a quick application in under 2 minutes
- 2Choose a plan that fits your monthly budget
- 3Get your dental treatment right away
- 4Make easy monthly payments through the Cherry app
Premium Financing
Alphaeon Credit is designed for patients who want access to premium dental and healthcare treatments. With generous credit limits and extended payment plans, Alphaeon makes it easy to invest in your smile.
Key Benefits
- Promotional financing options including 0% APR plans
- Credit limits up to $25,000
- Extended repayment plans up to 84 months
- Quick and easy online application process
- No prepayment penalties on any plan
- Use for cosmetic, restorative, and general dentistry
How It Works
- 1Apply online or in our office in minutes
- 2Receive a fast credit decision
- 3Select the payment plan that works best for you
- 4Begin your treatment and pay over time with ease
Frequently Asked Questions
What is the difference between financing and the Membership Plans?
Financing (like CareCredit, Cherry, or Alphaeon) allows you to pay for treatments over time via monthly installments, often with 0% interest options. The Jonari Dental Membership Plans are not credit lines; they are annual subscriptions that provide built-in preventive care (like cleanings and exams) and flat discounts on other services for patients without insurance.
Will applying for financing affect my credit score?
It depends on the provider. Cherry uses a "soft credit pull," which does not impact your credit score. CareCredit and Alphaeon typically perform a standard credit review during the application process. We recommend checking with each provider’s specific terms during your application.
Can I use my financing plan for my family members?
Yes. Both CareCredit and Alphaeon allow you to use your account to pay for dental treatments for your entire family, including spouses and children, making it easier to manage household healthcare costs under one plan.
Are there penalties for paying off my balance early?
No. None of our featured financing partners (CareCredit, Cherry, or Alphaeon) charge prepayment penalties. You are free to pay off your balance as quickly as you like to reduce your overall interest or clear your account.
